People in British Columbia recovering from vehicle accidents will see increased coverage amounts for many health-care practitioners as the Province makes improvements to Enhanced Accident Benefits paid by Insurance Corporation of BC (ICBC).
Effective May 1, 2025, changes to regulations under the Insurance (Vehicle) Act will increase the amounts that ICBC pays for many health-care services. These increases are based on a review of accident benefit amounts for accidents that occurred before May 1, 2021. Reviews occur every five years, as required under the act.
The Province will undertake a comprehensive and independent review of enhanced care in 2026 to ensure people are receiving the high-quality health care and supports they need when recovering from a vehicle crash. This increase is an interim measure to help address increased costs of health services.
Rates are being adjusted for the following health-care services: acupuncture, chiropractic, counselling, massage therapy, occupational therapy, physicians and psychology. For consistency, the updated rates also apply to health-care services for accidents that happened before and after May 1, 2021. Changes were informed by consultations with health-care associations.
For people injured on or after May 1, 2021, additional improvements are being made to Enhanced Accident Benefits:
- Family members may be eligible for as much as $4,440 in one-on-one counselling support when a loved one’s injuries are severe or significantly affect them, building on the group counselling that is currently covered.
- ICBC will become the first payer for expenses related to covered prostheses and orthoses and medical equipment, making the claims process faster and simpler.
- The reimbursement rate for reasonable and necessary travel to receive covered services or rehabilitation will increase to 66 cents/kilometre, which is the same rate ICBC pays health-care providers who travel to injured patients.
There will be no increases to basic insurance rates as a result of these changes.
Housekeeping updates to regulations also remove outdated rules and make minor technical changes.
Updated Enhanced Accident Benefit rates effective May 1, 2025
Acupuncture Assessment Visit:
Current rate: $126; new rate $132
Acupuncture Standard Treatment:
Current rate: $107; new rate $113
Chiropractic Assessment Visit:
Current rate: $115; new rate: $121
Chiropractic Standard Treatment:
Current rate: $63; new rate: $75
Counselling Assessment Visit and Report:
Current rate: $251; new rate: $262
Counselling Standard Treatment:
Current rate: $144; new rate: $157
Kinesiology Assessment Visit:
Current rate: $117; new rate: no change.
Kinesiology Standard Treatment:
Current rate: $94; new rate: no change
Massage Therapy Assessment Visit:
Current rate: $128; new rate: no change
Massage Therapy Standard Treatment:
Current rate: $96; new rate: $105
Physiotherapy Assessment Visit:
Current rate: $151; new rate: no change
Physiotherapy Standard Treatment:
Current rate: $95; new rate: no change
Psychology Assessment Visit and Report:
Current rate: $408; new rate: $723
Psychology Standard Treatment:
Current: rate: $234; new rate: $241
Physician’s Standard Assessment and Report:
Current rate: $144; new rate: $194
Physician’s Extended Assessment and Report:
Current rate: $390; new rate: no change
Occupational Therapy Reassessment and Report:
Current rate: $251; new rate: no change
Occupational Therapy Hourly Rate:
Current rate: $134; new rate: $145
